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The Baccarat Banker bet offers a Return to Player (RTP) of 98.94% with a house edge of 1.06%. This bet is considered the best in the game, especially when comparing it to other table game options. The calculation of the house edge is primarily influenced by the 5% commission levied on winning bets.
This commission effectively reduces the payout on Banker wins to 0.95:1, meaning a 10€ bet yields 19.50€ instead of 20€. Despite this deduction, the Banker bet remains superior to most other wagers found in online casinos. The deviation from a true 1:1 payout is carefully calculated to maintain the casino's advantage.
For players aiming for optimal strategy, the Banker bet in Baccarat provides a low house edge of 1.06%. This translates to a theoretical return of 98.94€ for every 100€ wagered over an extended period. The clarity of this payout structure, even with the commission, aids player understanding.
Declining Insurance: The Most Common Blackjack Mistake
Blackjack Insurance is a side bet with a Return to Player (RTP) of 92.53% and a substantial house edge of 7.47%. This wager is offered when the dealer's upcard is an Ace, allowing players to bet up to 50% of their original stake.
Basic strategy dictates that players should always decline Insurance, unless they are proficient card counters with a true count of +3 or higher. The edge on this side bet is significantly higher than the main Blackjack game, making it a costly proposition for most players.
Accepting Blackjack Insurance is a frequent error that erodes a player's bankroll due to its unfavorable odds. The payout for Insurance is 2:1, but the underlying probabilities make it a losing bet in the long run for the vast majority of players.
Table Games Often Count Only 10 Percent
When a casino offers a welcome bonus of 300% up to €2,000 plus 100 free spins, it is crucial to understand how different game contributions affect wagering requirements. Table games typically contribute only 10% towards meeting these requirements.
This means that for every €100 wagered on table games, only €10 counts towards the bonus turnover. In contrast, slots contribute 100%, meaning the full €100 counts. This significant difference impacts how quickly a player can clear their bonus.
For example, clearing a bonus that requires 40x wagering on a €2,000 bonus would necessitate €80,000 in turnover. Playing only table games would require €800,000 in wagers, assuming a 10% contribution rate, highlighting the importance of game selection.
Casino Hold'em: Ante Payout Up to 100:1
Casino Hold'em presents a favourable Return to Player (RTP) of 99.18% per round, with the Ante bet having a house edge of 2.16%. Players first place an Ante bet, then decide to Call (betting twice the Ante) or Fold after the flop.
The payout for the Ante bet varies significantly based on the strength of the player's final hand. A Straight pays 1:1, while a Royal Flush can yield a substantial 100:1. Other winning hands include a Flush at 2:1 and Four of a Kind at 10:1.
The 'Call' bet always pays 1:1, but the Ante payout structure, especially the 100:1 for a Royal Flush, introduces significant volatility. However, the overall house edge remains relatively low, making it an attractive option for many players seeking higher potential payouts.
37 vs. 38 Sectors: One Zero Difference
The distinction between American and European Roulette lies in the number of pockets on the wheel: 38 for American (including 0 and 00) and 37 for European (with a single 0). French Roulette with La Partage applied to even-money bets offers a Return to Player (RTP) of 98.65%, resulting in a house edge of 1.35%.
In American Roulette, the 'Five Number Bet' covering sectors 0, 00, 1, 2, and 3 has a notably high house edge of 7.89%, with an RTP of 92.11%. This bet is unique to the American wheel and is significantly less favourable than standard European wheel bets.
For even-money bets in French Roulette, the La Partage rule returns half of the stake when the ball lands on zero, effectively halving the house edge on these specific wagers to 1.35%. This rule applies only to even-money bets and does not extend to inside bets.
Game categories at a glance
| Category | Examples | Stakes From | Highlight |
|---|---|---|---|
| Slots | Big Bad Wolf Megaways, Vikings Go Berzerk, Money Train 2 | 0,10 EUR | thousands of titles |
| Table games | Roulette, Blackjack, Baccarat | 0,50 EUR | classic rules |
| Live casino | Ultimate Texas Hold'em, Quantum Roulette | 0,20 EUR | real dealers |
| Jackpot games | Mega Moolah, Divine Fortune, Age of the Gods | 0,20 EUR | progressive pools |
| Instant games | Aviator, Plinko, Mines | 0,10 EUR | fast rounds |
| Video poker | Jacks or Better, Deuces Wild | 0,25 EUR | strategy based |
Video Poker: check payout table before betting
Video Poker offers varying returns based on the payout table. Deuces Wild – Full Pay has a Return to Player (RTP) of 100.76%, providing a positive expected value of -0.76% for the player. This game treats all four Deuces as wild cards, making it a unique mass game with an RTP exceeding 100% when played with optimal strategy and maximum bet.
The Deuces Wild – Not So Ugly Ducks variant presents a slightly lower RTP of 99.73%, resulting in a house edge of 0.27%. This table is commonly found and features payouts such as Five of a Kind at 16, Straight Flush at 10, and Four of a Kind at 4. The volatility differs from the Full Pay version.
Jacks or Better 9/6 (Full Pay) Video Poker has an RTP of 99.54% and a house edge of 0.46%. The '9/6' designation refers to the payout for a Full House (9 coins) and a Flush (6 coins) per coin wagered. To achieve the maximum Royal Flush bonus of 4000 coins, a player must wager 5 coins.
Push in Blackjack: the bet returns
In certain Blackjack scenarios, a 'Push' occurs when the player's hand has the same value as the dealer's hand, resulting in the bet being returned to the player. This outcome is common when playing with optimal strategy, particularly in variants that offer favorable rules such as S17 + DAS + Resplit + Late Surrender.
Blackjack Liberal Vegas Strip, with an RTP of 99.72% and a house edge of 0.28%, often results in pushes due to its liberal rules. This specific variant allows dealers to stand on Soft 17 (S17), Double After Split (DAS), Double Down on any two cards (DOA), and Resplit hands. Late Surrender is also permitted.
The Blackjack 6 Decks, S17, DAS, DOA variant, offering a 3:2 payout for a natural Blackjack, has a house edge of 0.46% and an RTP of 99.54%. This game's rules are beneficial for players, including the ability to resplit and double down after splitting, which can lead to more frequent pushes compared to less liberal rule sets.
Three Roulette Variants, Three House Edges Compared
American Roulette features a Five Number Bet with a high house edge of 7.89% and an RTP of 92.11%. This bet covers sectors 0, 00, 1, 2, and 3 on the wheel. It is the sole bet on an American wheel with an edge exceeding the standard 5.26%.
French Roulette, excluding the La Partage rule for inside bets, presents a house edge of 2.70% with an RTP of 97.30%. While the wheel has 37 sectors, similar to European Roulette, the absence of La Partage or En Prison rules for inside bets maintains a higher edge. Inside bets include Straight at 35:1.
French Roulette with La Partage on even-money bets offers a significantly lower house edge of 1.35% and an RTP of 98.65%. When a zero is spun, half of the stake on even chances (Red/Black, Odd/Even, Low/High) is returned. En Prison rules provide a similar 1.35% edge.
Sic Bo Pays from 1:1 to 180:1
Sic Bo offers a wide range of payouts on its special bets, varying from 1:1 to as high as 180:1. The Specific Triple bet provides the highest payout at 180:1, reflecting its low probability. Any Triple bet pays 30:1.
The house edge in Sic Bo special bets ranges from 7.87% to 18.52%, with the Single Number bet offering the best RTP at 92.13% (7.87% house edge). Conversely, the Specific Double bet carries the highest house edge at 18.52%.
Other Sic Bo bets include the Two-Dice Combo, which pays 5:1 and has a house edge of 16.67%. The RTP for these special bets falls between 81.48% and 92.13%, demonstrating a significant variation in profitability based on the bet placed.
What Doesn't Count Towards Bonus Wagering on Table Games?
Table games contribute only 10% towards meeting bonus wagering requirements. This means that for every €1 wagered on a table game, only €0.10 counts towards the total turnover needed to unlock bonus winnings. This contrasts sharply with slot games, which contribute 100%.
Specific bets within certain table games may not count towards bonus wagering at all. For example, in Blackjack, side bets like Insurance, which has an RTP of 92.53% and a house edge of 7.47%, are typically excluded from contributing to bonus turnover.
Players aiming to clear bonus wagering requirements should be aware that certain high RTP table game variants might also be restricted. For instance, Craps Free Odds bets, offering a 100.00% RTP on the odds portion, are unlikely to contribute to wagering due to their zero house edge.
Plein Pays 35:1, Cheval Pays 17:1
French Roulette offers a specific payout for a straight-up bet on a single number, known as 'Plein Pays', which is set at 35:1. This is a standard payout across many roulette variations. A 'Cheval' bet, covering two adjacent numbers, pays out at 17:1.
These payout ratios are consistent with traditional roulette rules for inside bets. The house edge for French Roulette, excluding the La Partage rule on even money bets, stands at 2.70%. This edge is derived from the single zero on the wheel.
Players betting on a single number receive a 35:1 payout if successful, meaning a €10 bet returns €350 plus the original stake. For a 'Cheval' bet, a €10 stake yields €170 plus the stake. These payouts are calculated on a 37-sector wheel.
How many sectors does the Game Show wheel have?
However, it details that French Roulette uses a wheel with 37 sectors, including a single zero. American Roulette wheels, in contrast, have 38 sectors with both a single and a double zero.
The house edge for French Roulette, when La Partage is not applicable to inside bets, is 2.70%. This is a significantly lower house edge compared to the 7.89% associated with the Five Number Bet on an American Roulette wheel.
The difference in the number of sectors directly impacts the probabilities and the house edge. A 37-sector wheel offers better odds for players on certain bets than a 38-sector wheel. The highest house edge mentioned for specific bets is 18.52% in Sic Bo.
Double Down: double bet, only one card
In Blackjack Liberal Vegas Strip, the 'Double Down' option allows a player to double their initial bet after receiving their first two cards. This wager is made with the understanding that the player will receive only one additional card. This rule contributes to a favorable RTP of 99.72%.
This specific rule variation, alongside S17 (Dealer stands on Soft 17), DAS (Double After Split), and Resplit, creates the most advantageous combination for the player. The house advantage for Blackjack Liberal Vegas Strip is a mere 0.28%.
The maximum bet allowed for a Double Down is the same as the initial bet. This strategic option can significantly increase potential winnings when a player holds a strong starting hand, though it limits further card drawing. The payout for a blackjack is 3:2.
Hold or discard five cards: the decision
The game of Video Poker, exemplified by Jacks or Better 9/6 (Full Pay), requires players to decide which of their initial five cards to hold and which to discard. This decision is crucial for maximizing the potential Royal Flush payout of 800 (or 4000 for 5 coins).
Optimal strategy for Jacks or Better 9/6 dictates precise choices for holding or discarding cards to achieve the stated RTP of 99.54% and a house advantage of 0.46%. The game requires a maximum bet of 5 coins for the highest bonus.
For instance, holding four cards to a flush is often preferable to holding a single pair, depending on the specific combination of cards. The volatility of this game is rated at 4.42. This strategic element differentiates Video Poker from simpler casino games.
Split 17:1 and Corner 8:1 in Payout Comparison
In French Roulette, a 'Split' bet, covering two adjacent numbers, offers a payout of 17:1. A 'Corner' bet, which covers four numbers arranged in a square, pays out at 8:1. These are standard inside bet payouts when the La Partage rule is not active.
These payouts are part of the French Roulette table game, which has a house edge of 2.70% when La Partage does not apply to inside bets. This is distinct from the 1.35% house edge on even money bets when La Partage is active.
Comparing payouts, a €10 split bet returning 17:1 would yield €170 plus the original stake. A €10 corner bet returning 8:1 would provide €80 plus the original stake. These odds are based on a 37-sector wheel.
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